Arlington Car Loans - Vandergriff Hyundai

Vandergriff Hyundai can help you buy the car of your dreams! Our professional financing department helps customers secure a car loan in the Arlington, Dallas and Fort Worth areas, or find a customized new car lease option. We can even help Texas residents with less than perfect credit get an auto loan. Fill out our financing contact form below if you would like to have us get in touch with you to answer any financing questions. Or apply online right now using our  online finance application. You can also stop by our Hyundai dealership at 1120 I-20 West to speak to an experienced new and used car loan professional today!

Bad credit? No credit? Don't let credit problems hold you back from buying a new Hyundai, or a quality used car - we can help!

 


Is Financing a Car a Good Idea?

When you finance a vehicle, you give yourself more money to spend and thus can buy a better vehicle. If you simply come in with cash in hand, you may drive away in A car, but it's not going to be THE car that you want. Settling can mean paying more in gas mileage and more on repair costs over the years, completely draining your savings you might have gotten by not financing. In addition, financing also offers these other exceptional rewards:

  • You build credit when you finance, as long as you make your payments on time
  • You get a long-term savings after you pay off, and you have the option to sell your vehicle and get money back on your final investment
  • There are often perks you're given for financing (You might get one year with no interest!)
  • You can always refinance, so if you don't get the terms you want the first time around, don't despair. There's hope in the future!

If you like what you've read about financing is for you, then it's time to get on the phone with our finance team or apply for financing on our website. It's a great way to get a head start.

Is There a Minimum Credit Score to Finance a Car?

There is no set minimum credit score to finance a car, but you can use financing in the past to have an idea of the kind of score you need for a certain interest rate. For a new car, the average credit score approved is 714, but there are often much lower scores approved as well, albeit at higher interest rates. Subprime borrowers - those who have a credit score of 600 or less - are sometimes approved but often have very high interest rates. If you're willing to settle for the higher interest rates, you'll find that you're able to get a much better car through financing than if you buy a cheap used car outright. Our aim here is to put you in the best vehicle possible for your credit range. We want you to love the car you drive away in, even if you fall in the 600 or below range.

No matter what your credit score is, Vandergriff Hyundai is going to work with you and traditional lenders who finance your vehicle to make sure that you get terms that are realistic and preferable to you. That's our promise to every single customer who steps onto our lot, and we believe you'll find plenty of opportunities to finance here that work for you.

Contact

Vandergriff Hyundai

1120 I-20 West
Directions Arlington, TX 76017

  • Phone: 844-879-9567

Hours

  • Monday 8:30am - 9:00pm
  • Tuesday 8:30am - 9:00pm
  • Wednesday 8:30am - 9:00pm
  • Thursday 8:30am - 9:00pm
  • Friday 8:30am - 9:00pm
  • Saturday 8:30am - 9:00pm
  • Sunday Closed