Finance Center

Hyundai Auto Loans in Arlington, TX

Auto loans are one of the best ways for our customers to go home in the car they want. So many people simply settle for a car they can afford and in doing so end up with a car that makes them intensely unsatisfied. There's no reason for this when so many traditional lenders are willing to work with today's borrowers, no matter what their credit rating might be. Vandergriff Hyundai is a dealership that has been pleasing customers since 2006 with fantastic deals on Hyundai models and finance terms that have competitive interest rates. Let us tell you why financing is often your best choice.


Is Financing a Car a Good Idea?

When you finance a vehicle, you give yourself more money to spend and thus can buy a better vehicle. If you simply come in with cash in hand, you may drive away in A car, but it's not going to be THE car that you want. Settling can mean paying more in gas mileage and more on repair costs over the years, completely draining your savings you might have gotten by not financing. In addition, financing also offers these other exceptional rewards:

  • You build credit when you finance, as long as you make your payments on time
  • You get a long-term savings after you pay off, and you have the option to sell your vehicle and get money back on your final investment
  • There are often perks you're given for financing (You might get one year with no interest!)
  • You can always refinance, so if you don't get the terms you want the first time around, don't despair. There's hope in the future!

If you like what you've read about financing is for you, then it's time to get on the phone with our finance team or apply for financing on our website. It's a great way to get a head start.

Is There a Minimum Credit Score to Finance a Car?

There is no set minimum credit score to finance a car, but you can use financing in the past to have an idea of the kind of score you need for a certain interest rate. For a new car, the average credit score approved is 714, but there are often much lower scores approved as well, albeit at higher interest rates. Subprime borrowers - those who have a credit score of 600 or less - are sometimes approved but often have very high interest rates. If you're willing to settle for the higher interest rates, you'll find that you're able to get a much better car through financing than if you buy a cheap used car outright. Our aim here is to put you in the best vehicle possible for your credit range. We want you to love the car you drive away in, even if you fall in the 600 or below range.

No matter what your credit score is, Vandergriff Hyundai is going to work with you and traditional lenders who finance your vehicle to make sure that you get terms that are realistic and preferable to you. That's our promise to every single customer who steps onto our lot, and we believe you'll find plenty of opportunities to finance here that work for you.

Contact

Vandergriff Hyundai

1120 I-20 West
Directions Arlington, TX 76017

  • Phone: 844-879-9567

Hours

  • Monday 8:30am - 9:00pm
  • Tuesday 8:30am - 9:00pm
  • Wednesday 8:30am - 9:00pm
  • Thursday 8:30am - 9:00pm
  • Friday 8:30am - 9:00pm
  • Saturday 8:30am - 9:00pm
  • Sunday Closed
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